Private Investigations & Financial Intelligence — Florida & D.C.
Zelaya Risk was built on a foundation in law enforcement, including corrections and specialized gang unit work, before moving into financial and corporate investigations full time. That background shapes how we approach every engagement: methodical, evidence-first, and built to hold up under scrutiny. Our lead investigator holds a Certified Insurance Fraud Investigator (CIFI) credential through IASIU and has direct experience with how financial schemes are built, concealed, and unwound.
Our casework spans both ends of that scale, including a full lifestyle and financial audit of the board behind the Grand Palisades resort ownership scheme, and an independent public corruption investigation into the Seminole County Tax Collector's office. What connects those cases is the same discipline we bring to every engagement: verify, document, and build a record that holds up whether it's reviewed internally, by a regulator, or in court.
We work as an extension of outside counsel and internal leadership, not a replacement for either. Zelaya Risk does not provide legal advice or representation.
From individual matters to complex institutional cases, here's where our casework concentrates. If your situation falls outside these categories, reach out directly — we take on complex matters that don't fit a standard description.
I
Independent evidence gathering, case investigation, and expert witness support for civil and criminal litigation, working alongside trial counsel from pre-suit investigation through trial.
II
Independent fact-finding for allegations involving public officials, government contracts, or improper payments, conducted to support counsel and internal review.
III
Discreet investigative support for cross-border ownership questions, regulatory exposure, and sensitive corporate matters that require careful handling.
IV
Independent review of executive, board, and community association conduct, self-dealing, and decision-making, for corporate boards, shareholders, and property owners who need answers before they need litigation.
V
Investigative support following a breach: how it happened, who's responsible, and what the actual exposure looks like.
VI
Independent, defensible investigations into harassment, wrongful termination, and internal fraud claims, documented the way outside counsel expects.
VII
Investigative support for fraud, tax, and other white-collar allegations, working alongside defense counsel to build the factual record.
VIII
Tracing the money: fabricated books, diverted funds, and schemes a standard audit alone won't catch.
IX
Field investigation and evidentiary support for civil RICO litigation and complex, multi-party fraud schemes, whether you're building a case or defending against one.
X
Identifying the source, scope, and proof behind stolen IP, counterfeit goods, or infringement claims.
XI
Identifying who is actually behind coordinated reputational attacks, and documenting it for legal action.
XII
Independent fact investigation supporting derivative claims, from initial allegations through litigation.
XIII
Independent claims review and ongoing SIU consulting for carriers, MGAs, and self-insured businesses, drawing on CIFI credentials to dissect staged losses and organized fraud schemes.
XIV
Locating hidden accounts, property, and undisclosed assets in business disputes, partnership dissolutions, and civil litigation, providing counsel a paper trail they can act on.
XV
Verified background, digital-footprint, and due diligence investigations on executives, partners, vendors, and acquisition targets, before you sign, hire, or invest.
XVI
When a scam, a predatory lender, or a bad actor targets you directly, most firms won't take a case this size. We will. We trace where the money went, identify who's really behind it, and build documentation you can hand to a bank, a regulator, or a courtroom.
XVII
This isn't a whodunit service. When a case goes cold, we review the file to determine what went wrong and who let it happen, missed leads, mishandled evidence, or a department that stopped trying. Built for families and oversight counsel seeking accountability.
Zelaya Risk does not provide legal advice or representation, and does not accept family law, custody, or domestic matters.
Most calls start with a straight answer about whether we're the right fit — no pressure, no retainer required to ask.
Clear proof for complex problems.